I am an 81-year old grandmother and find myself in deep indebtedness, with no light at the end of the tunnel. As fast as I pay a bill, the interest and finance charges mount up, and each month I still owe money. Attempts to pay more than the minimum payment find that the money doesn't stretch that far.
My part time jobs have dwindled. A nanny job I had just vanished when the family decided to cut back on their budget in order to remodel their home, and consequently cut out their entertainment expenses and sitter they'd budgeted for their Saturday nights, so they let me go. My care-giver job I had doing laundry, grocery shopping and driving my neighbor to the doctor vanished when one of the sons decided he wanted to receive the money from the State instead of me. My house-sitting job disappeared when the husband's cancer recurred and they will no longer be able to travel. All this happened just last week!
I am desparately seeking ways to get income to cover the outgo. My Social Security barely covers my rent, and I go once a month to a food bank to supplement my groceries. Meanwhile the phone rings constantly from collectors and thank goodness for caller I.D. for I don't have to answer any more.
Fortunately my health insurance from the job I retired from covers my medical expenses, which ran up to $24,000 two years ago for a brief hospital stay after an accident, and the ensuing weekly therapy has almost exceeded that. A recent colonoscopy cost $1,400 so I'm grateful my insurance covers it.
Otherwise, I am in good health and active and energetic. Just trying to keep my head above water.
I have tried to sell some works of art, but no one wants to buy it. Can't even get a customer for my bicycle!
A dealer is selling many of my books, and the few extra dollars here and there come in handy.
PLEASE HELP!
